Credit Risk Analyst

компания "adecco russia" credit analyst provide credit risk analysis for the country. support the origination team in the decision-making process main responsibilities: responsible for due diligence, quantitative and qualitative assessment of the portfolio of the company’s counter-parties for establishment of credit grades, limits and acceptable payment terms. research data from various sources to ensure accuracy of analysis and analyzing financial data and other information to support decision making and/or recommendations for credit approval while working within delegated credit authority. work closely with other support functions (origination, legal, execution, accounting and etc.) to structure trade transactions. review and updаtеall counterparts limits and ratings over the region. review risk reports in order to ensure that limits are compliant and take remedial actions or recommend appropriate measures, when necessary. work closely with traders/marketers to understand business, transactions and credit requirements. responsible for notifying the regional credit officer of any potential, possible or actual defaults or problem accounts along with recommendations for handling or other action plans; updating default and major risk files. assist regional credit officer with global credit policy issues. prepare country risk review and risk committee files for presentation in the regional forums. present and disseminate the credit risk policy, procedures and cris system over the country. liaise with legal, origination and other departments on the preparation of guarantees and other collaterals for credit risk coverage. handle the credit insurance policies for various platforms and ensure that they are compliant with the terms and conditions established by the global program. responsible for review of the monthly accounts receivables aging position and recommend the provisions accordingly. requirements: experience in derivatives and mark-to-market concept; background on the assessment of counterparties through quantitative and qualitative information and the usage of scorecard methodology. prior experience with handling problem or delinquent accounts. knowledge of international trade finance practices and incoterms. experience with barter transactions. thorough knowledge of the daily operations of credit functions. solid knowledge of available credit tools (d&b, s&p; moody’s and etc.) to assist with c/p evaluation and or use to develop applications to support the credit process. knowledge over the local commercial legislation and international commerce documentation. experience in negotiations, commercial contracts and guarantees. knowledge of economic dynamics and legal frame of russia. proficiency with ms excel (vba is a plus). english – fluent.