Credit Analyst

компания "adecco russia" credit analyst our client, a well-known international grain exporter company is actively searching for a buyer of grains whose main focus will be connected with the managing sales of all grains in the country. responsibilities: provide credit risk analysis for the country responsible for due diligence, quantitative and qualitative assessment of the portfolio of the company’s counter-parties for establishment of credit grades, limits and acceptable payment terms research data from various sources to ensure accuracy of analysis and analyzing financial data and other information to support decision making and/or recommendations for credit approval while working within delegated credit authority review and updаtеall counterparts limits and ratings over the region review risk reports in order to ensure that limits are compliant and take remedial actions work closely with traders/marketers to understand business, transactions and credit requirements responsible for notifying the regional credit officer of any potential, possible or actual defaults or problem accounts along with recommendations for handling or other action plans; updating default and major risk files assist regional credit officer with global credit policy issues prepare country risk review and risk committee files for presentation in the regional forums responsible for review of the monthly accounts receivables aging position and recommend the provisions accordingly. required knowledge and skills: more than 3 years with credit evaluation, financial statement analysis and guarantees structuring in the credit department of a commodity trading or agribusiness firm, financial institution or commercial bank experience in derivatives and mark-to-market concept background on the assessment of counterparties through quantitative and qualitative information and the usage of scorecard methodology prior experience with handling problem or delinquent accounts knowledge of international trade finance practices and incoterms experience with barter transactions thorough knowledge of the daily operations of credit functions solid knowledge of available credit tools (d&b, s&p; moody’s and etc.) to assist with c/p evaluation and or use to develop applications to support the credit process knowledge over the local commercial legislation and international commerce documentation experience in negotiations, commercial contracts and guarantees knowledge of economic dynamics and legal frame of russia ability to analyze financial statement and assess transactional and corporate risk must be willing to make decisions to establish credit limits for customers and recommend financing options/alternatives travel availability english – fluent proficiency with ms excel (vba is a plus); strong analytical qualities and ability to interpret figures flexibility, capacity to work under pressure, with tight deadlines. conditions: work in a professional team good fix salary + %% voluntary medical insurance mobile compensation other compensations according to the politics of the company location - rostov-on-don. relocation package for canditates from other regions. official registration according to the labor code of the russian federation, social package.